How much do I have to contribute toward my employees’ insurance and am I required to pay for their family members?




Generally, insurance companies require a minimum contribution of at least 50% of the employee premium or a minimum of $100/month.  Employers are not required to pay for any portion of family members’ premiums.  Contribution requirements vary by insurance company.  A provision of the Patient Protection and Affordable Care Act also allows for an annual Special Open Enrollment Period where employer contributions are not required.  Please contact the experts at HSIS to learn more!

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